Fees & Insurance

Insurance can make therapy much more affordable than you might think!

In-network insurance

I’m in network with Cigna, Aetna, Blue Cross Blue Shield of Texas, and UnitedHealthcare/Optum. If you have one of these plans, you’ll pay your plan’s cost share (often a copay), and insurance covers the rest. What you pay depends on your specific plan, including whether you have a deductible to meet first.

The easiest way to find out your cost: when you book through Headway, it checks your insurance and shows you an estimate before you book anything. No phone calls, no guesswork.

Have UnitedHealthcare/Optum? Reach out to me directly to get started, and I’ll help you check your benefits.

Self-pay and out-of-network

If your insurance isn’t listed above, we can still work together. My self-pay rate is $110 per 50-minute session.

Many plans offer out-of-network reimbursement for therapy. Here’s how it works:

You pay $110 at the time of each session.
I send you a monthly superbill (a detailed receipt).
You submit it to your insurance for partial reimbursement. How much you get back depends on your plan, and many people end up paying a fraction of the full fee.

To check your out-of-network benefits, call the member services number on the back of your insurance card and ask:

Does my plan include out-of-network coverage for outpatient mental health services?
What is my out-of-network deductible, and how much have I met so far this year?
What percentage of out-of-network therapy does my plan reimburse?
Is there a limit on the number of sessions covered per year?

Cancellation policy

I ask for 48 hours’ notice to cancel or reschedule. Sessions canceled with less than 48 hours’ notice are charged the full session fee, since that time was reserved for you. Insurance doesn’t cover late cancellations, so this fee is paid by you directly.

Your right to a Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your care will cost. Under the law, health care providers need to give clients who don’t have insurance or who aren’t using insurance an estimate of the bill for services. You have the right to receive this estimate before you schedule a service, and you can ask me for one at any time. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute it. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

Have questions about insurance or payment? [Email me](mailto link). I’m happy to talk through options before we begin.